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Title Loans Phoenix

How we can help you

There are times in life when you might not have as much money as you hope, for something as you need. The solution most people decide to opt for is a loan. Yet if you have bad credit and are unable to get this, it can leave you feeling at a loss. But don’t despair, for there is such a thing as a “title loan” which is there to help. A title loan is a secured loan where you can use your vehicle as collateral if you aren’t able to get a loan through other means. If you’re looking for more information on what a title loan is and how it can help you, you’ve come to the right place. Here at Cheap Title Loans Phoenix, we provide the best possible loan option for you.

What is a title loan?

There are many reasons you might opt for a cheap title loan. These loans are considered a form of short-term borrowing and mean you can get one without a credit check or having your income verified (depending on the state) plus your credit isn’t impacted. This means you can get a loan quickly and easily when required.

 All you need to do is give over the title of your vehicle in exchange for a sum of money. This tends to be between 25% and 50% of your car’s value. You then have a certain time to repay the loan, this tends to be between 15-30 days but might differ depending on the lender. 

During the time you’re repaying your loan, you are able to drive your vehicle but the lender will hold onto the title. This means if you don’t pay the loan back on time, they can repossess it to get their money back.

Why might you need a title loan?

When looking for a title loan in Phoenix, there are many reasons which might lead you to this. Including:

  • You have urgent financial needs that can’t wait, such as an emergency when you need cash as soon as possible. 

  • You might have poor credit and not have another alternative means to getting hold of cash.