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The #1 for Title Loans in Oro Valley, AZ With Only 6% Interest

Cheap Title Loans in Oro Valley offers the lowest interest rates available on Car Title Loans, starting at only 6% monthly! Contact us today or stop by to get cash in hand, on-demand!

Lowest Interest Rates in Oro Valley

No Credit Check Required

No Job? No Problem

Check In Hand Today

Rated 4.9 With Over 100 Reviews

Locally Owned
and Operated

Serving Oro Valley for Over 20 Years!

Customer Service

Title Loans in Oro Valley, AZ

Looking for a car title loans in Oro Valley, AZ? At Cheap Title Loans we put our customers first with the lowest interest rates in the state and no credit checks! This makes it easy, quick, and painless for you to get the money you need today!

Easy Application

Complete our online application to see if your vehicle qualifies or come into our location today!

Fast Decision

We have a 10-minute approval process to get you in and out the door!

Get Your Check

Get your check as soon as today and use it for whatever you need!

Repay Your Loan

The original amount & the fees can be paid each month by phone or you can drop by the office!

Over 20,000 Car Title Loans Provided Locally In Oro Valley

  • I received very fast help & Also a very generous loan offer for my 135i bmw from the owner Chris, even though the place was about to close & required him to stay past closing time. I received great communication & customer service every step of the way. 🙂 They have a very nice and always helpful staff. I’m very happy with the service I’ve received from them for 7 months now , & I would definitely recommend this place to anyone interested in a title loan..
    Nick P
  • Chris was very professional explained everything very well before I got my loan answered all questions I recommend this place to everyone especially being a family-owned business it’s a spot to get loans without any hidden fees or anything that will not satisfy people in need for $$$$ plus don’t have to pay so much back for what you get a loan for.

    Elbert B
  • I had the absolute BEST experience here. Sergio, Chris and the lovely ladies were wonderful! I even had a delightful conversation with the owner Steve. How many Loan places allow you to meet the owner? NONE because most of them are corporate companies. I didn’t feel like just a another transaction, coming here I felt very welcome.

    Alex C
  • I would highly recommend this place to anyone looking to get a title loan or if you have a loan with another title place check them out. I have been to almost all the loan places in town and they ARE THE CHEAPEST. They bought out the loan I had with title max and saved me over $200 a month and half in interest and the whole staff was great everyone there was friendly

    Edward W
  • I would recommend this business. Everyone who works here provides excellent service. I did business with Chris, and he ensured my transaction went smoothly and I left an extremely happy customer. I did not use them for a title loan, but I would recommend them if you want kind and trustworthy service.

    Alex C

    Why Choose Us For Title Loans in Oro Valley?

    Options for your title loan in Oro Valley, AZ
    You Decide How Much to Pay

    Get payment options on your terms!

    When you borrow from Cheap Title Loans, all scheduled payments reduce both principal and interest. That means each payment helps you lower the amount you owe.

    With other loan companies in Oro Valley, the interest rate may be so high, your first few payments might only reduce the interest and not the principal portion of the loan!

    We have flexible repayment plans and we work with your budget. You tell us what you want to pay each month and we’ll make sure the loan agreement matches that payment.

    get cash today for your title in Oro Valley
    Get Money Today

    Get your check in hand today for your car title in Oro Valley!

    • No proof of income? No problem!
    • No credit check needed!
    • Check in hand today!!
    • Start the simple, fast, and secure process today to get the money you need!

    At Cheap Title Loans, your loan is not based on employment, income, or credit checks! 

    We get you the money you need through the condition and current value of your car, truck, or another vehicle that you own.

    keep your car title loan
    Keep Your Car

    We know you need to keep your car! Because of this, we hold the title of your vehicle as collateral for your loan and work with you to pay it back as quickly as possible!

    That means you still have the transportation you need and no embarrassing explanations to the neighbors in Oro Valley!

    Once the loan has been paid off, the lien is released from your car and you’ll receive a new title!

    Existing Loan Payoff
    Existing Loan Payoff

    Have an existing title loan out already? No worries, we will pay it off for you!

    If you already have a title loan from another lender, we can pay off that loan for you and reduce your interest rate. We may even be able to give you additional cash!

    With the lowest car title loan interest rates in Oro Valley, we beat most competitors by half or more so that you can pay your loan off quicker!

    No Credit Check Loans in Oro Valley
    Rebuild Your Credit

    Our loan approval process helps you rebuild your credit in multiple ways!

    When you apply for a title loan in Oro Valley we use the equity of your car, truck, vehicle, or RV to loan you cash. This means there is no credit check required, which keeps inquiry points from damaging your score!

    In addition, you can use your loan to pay off any outstanding debts you may have, which could help raise your credit score!

    The best title loans in Oro Valley
    Exceptional Customer Service

    At Cheap Title Loans in Oro Valley, we understand everyone runs into financial problems – that’s why we’re here to help!

    Because we’re locally owned and managed we believe in providing the best customer experience for our local community, neighbors, friends, and families in Oro Valley!

    Low Interest Title Loans in Oro Valley FAQ

    Do auto title loans require a credit check?

    No, auto title loans do not require a credit check because you are securing your loan amount by borrowing against the title of a vehicle you own.

    What vehicles can I get an auto title loan for?

    You can get an auto title loan for any vehicle that you own outright including cars, motorcycles, RV’s, trucks, and more! Give us a call today to inquire about other vehicle types!

    Is it hard to get an auto title loan?

    No, it is not hard to get an auto title loan. At Cheap Title Loans, our 10-Minute approval process will have you in and out the door with a check in hand! 

    Unlike other loan types, we do not require you to have employment and do not perform credit checks because you are borrowing against the value of your vehicle. We simply check that your vehicle is in good condition.

    What is the interest rate of a title loan?

    At Cheap Title Loans the interest rate for your auto title loan is a 6% MPR. We offer the lowest interest rate in Oro Valley with cash in hand today!

    Title Loans For Local Residents Near Oro Valley, AZ

    We provide title loans in Oro Valley, AZ and the surrounding areas! Give us a call today to get started.