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Keep Your Car And Take Home A Check Today!
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#1 for Title Loans in Phoenix, AZ With Only 6% Interest – 5-Star Rated!

Lowest Interest Rates For Phoenix

No Credit Check Required

No Job? No Problem

Cash In Hand Today

Fill out the information below for a Free Consultation

Fill out the form below for a free consultation from one of our service representatives today! We’re here to help you get cash today!

Fast Car Title Loans In Phoenix, AZ

At Cheap Title Loans we put our customers in Phoenix first with the lowest interest rates in the state and no credit checks! This makes it easy, quick, and painless for you to get the cash you need today!

Easy Application

Complete our online application for pre-approval or come into our location today!

Fast Decision

We have a 10-minute approval process to get you in and out the door!

Get Your Cash

Get your cash as soon as today and use it for whatever you need!

Repay Your Loan
The Original Amount & The Fees Will Be Debited From Your Bank Account.

Over 20,000 Loans Provided Locally To Your Neighbors

  • I received very fast help & Also a very generous loan offer for my 135i bmw from the owner Chris, even though the place was about to close & required him to stay past closing time. I received great communication & customer service every step of the way. 🙂 They have a very nice and always helpful staff. I’m very happy with the service I’ve received from them for 7 months now , & I would definitely recommend this place to anyone interested in a title loan..
    Nick P
  • Chris was very professional explained everything very well before I got my loan answered all questions I recommend this place to everyone especially being a family-owned business it’s a spot to get loans without any hidden fees or anything that will not satisfy people in need for $$$$ plus don’t have to pay so much back for what you get a loan for.

    Elbert B
  • I had the absolute BEST experience here. Sergio, Chris and the lovely ladies were wonderful! I even had a delightful conversation with the owner Steve. How many Loan places allow you to meet the owner? NONE because most of them are corporate companies. I didn’t feel like just a another transaction, coming here I felt very welcome.

    Alex C
  • I would highly recommend this place to anyone looking to get a title loan or if you have a loan with another title place check them out. I have been to almost all the loan places in town and they ARE THE CHEAPEST. They bought out the loan I had with title max and saved me over $200 a month and half in interest and the whole staff was great everyone there was friendly

    Edward W
  • I would recommend this business. Everyone who works here provides excellent service. I did business with Chris, and he ensured my transaction went smoothly and I left an extremely happy customer. I did not use them for a title loan, but I would recommend them if you want kind and trustworthy service.

    Alex C

    Why Choose Cheap Title Loans If You Live in Phoenix?

    You Decide How Much to Pay

    Get payment options on your terms!

    When you borrow from Cheap Title Loans, all scheduled payments reduce both principal and interest. That means each payment helps you lower the amount you owe.

    With other loan companies in Phoenix, the interest rate may be so high, your first few payments might only reduce the interest and not the principal portion of the loan!

    We Have Flexible Repayment Plans and we work with your budget. You tell us what you want to pay each month and we’ll make sure the loan agreement matches that payment

    Get Money Today

    Get your cash in hand today for your car title in Phoenix!

    • No proof of income? No problem!
    • No credit check needed!
    • Cash in hand today!!
    • Start The Simple, Fast, and Secure process today of getting the money you need!

    At Cheap Title Loans, your loan is not based on employment, income, or credit checks! 

    We get you the money you need through the condition and current value of your car, truck, or another vehicle that you own.

    Keep Your Car

    We know you need to keep your car in Phoenix! Because of this, we hold the title of your vehicle as collateral for your loan and work with you to pay it back as quickly as possible!

    That means you still have the transportation you need and no embarrassing explanations to the neighbors!

    Once the loan has been paid off, we return the title to you and remove the lien as if it had never been there!

    Existing Loan Payoff

    Have an existing title loan out alreadt? No worries, we will pay it off for you!

    If you already have a title loan from another lender, we can pay off that loan for you – and give you additional cash as well!

    With the lowest car title loan interest rates for Phoenix we beat most competitors by half or more so that you can pay your loan off quicker!

    Rebuild Your Credit

    Our loan approval process helps you rebuild your credit in multiple ways!

    When you apply for a title loan in Phoenix we use the equity of your car, truck, vehicle, or RV to loan you cash. This means there is no credit check required, which keeps inquiry points from damaging your score!

    In addition, you can use your loan to pay off any outstanding debts you may have which could help raise your credit score!

    Exceptional Customer Service

    At Cheap Title Loans, we understand everyone runs into financial problems – that’s why we’re here to help!

    Because we’re locally owned and managed we believe in providing the best customer experience for our local community, neighbors, friends, and families in Phoenix!

    Low Interest Title Loans For Phoenix FAQ

    What is an auto title loan?

    An auto title loan is a secured loan type where borrowers use their car, truck, or vehicle as collateral. 

    When obtaining an auto title loan borrowers allow a lender to place a lien on their vehicle in exchange for an agreed loan amount.

    Not to be confused with a payday loan or registration loan, auto title loans are a straightforward approach to receiving cash today! 

    Do auto title loans require a credit check?

    No, auto title loans do not require a credit check because you are securing your loan amount by borrowing against the title of a vehicle you own. 

    Note: Cheap Title Loans does offer loan amounts based on credit verification requirements. Call us today for more information.

    What vehicles can I get an auto title loan for?

    You can get an auto title loan for any vehicles that you own and do not have a previous lienholder. Vehicle types include cars, motorcycles, RV’s, trucks, and more! Give us a call today to inquire about other vehicle types!

    Is it hard to get an auto title loan?

    No, it is not hard to get an auto title loan. At Cheap Title Loans, our 10-Minute approval process will have you in and out the door with cash in hand! 

    Unlike other loan types, we do not require you to have employment and do not perform credit checks because you are borrowing against the value of your vehicle.

    What is the interest rate of a title loan?

    At Cheap Title Loans the interest rate for your auto title loan is a 6% MPR. We offer the lowest interest rate in Tucson with cash in hand today!

    Title Loans For Local Phoenix Residents

    We provide title loans in Marana, Vail, Oro Valley, Green Valley, Picture Rocks and more!