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#1 for Title Loans in Phoenix, AZ With Only 6% Interest – 5-Star Rated!

Lowest Interest Rates For Phoenix

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Title Loans Phoenix – How we can help you 

There are times in life when you might not have as much money as you hope, for something as you need. The solution most people decide to opt for is a loan. Yet if you have bad credit and are unable to get this, it can leave you feeling at a loss. But don’t despair, for there is such a thing as a “title loan” which is there to help. A title loan is a secured loan where you can use your vehicle as collateral if you aren’t able to get a loan through other means. If you’re looking for more information on what a title loan is and how it can help you, you’ve come to the right place. Here at Cheap Title Loans Phoenix, we provide the best possible loan option for you.

Easy Application

Complete our online application for pre-approval or come into our location today!

Fast Decision

We have a 10-minute approval process to get you in and out the door!

Get Your Cash

Get your cash as soon as today and use it for whatever you need!

Repay Your Loan
The Original Amount & The Fees Will Be Debited From Your Bank Account.

Over 20,000 Loans Provided Locally To Your Neighbors

  • I received very fast help & Also a very generous loan offer for my 135i bmw from the owner Chris, even though the place was about to close & required him to stay past closing time. I received great communication & customer service every step of the way. 🙂 They have a very nice and always helpful staff. I’m very happy with the service I’ve received from them for 7 months now , & I would definitely recommend this place to anyone interested in a title loan..
    Nick P
  • Chris was very professional explained everything very well before I got my loan answered all questions I recommend this place to everyone especially being a family-owned business it’s a spot to get loans without any hidden fees or anything that will not satisfy people in need for $$$$ plus don’t have to pay so much back for what you get a loan for.

    Elbert B
  • I had the absolute BEST experience here. Sergio, Chris and the lovely ladies were wonderful! I even had a delightful conversation with the owner Steve. How many Loan places allow you to meet the owner? NONE because most of them are corporate companies. I didn’t feel like just a another transaction, coming here I felt very welcome.

    Alex C
  • I would highly recommend this place to anyone looking to get a title loan or if you have a loan with another title place check them out. I have been to almost all the loan places in town and they ARE THE CHEAPEST. They bought out the loan I had with title max and saved me over $200 a month and half in interest and the whole staff was great everyone there was friendly

    Edward W
  • I would recommend this business. Everyone who works here provides excellent service. I did business with Chris, and he ensured my transaction went smoothly and I left an extremely happy customer. I did not use them for a title loan, but I would recommend them if you want kind and trustworthy service.

    Alex C

    Why Choose Cheap Title Loans If You Live in Phoenix?

    What is a title loan?

    There are many reasons you might opt for a cheap title loan. These loans are considered a form of short-term borrowing and mean you can get one without a credit check or having your income verified (depending on the state) plus your credit isn’t impacted. This means you can get a loan quickly and easily when required.

     All you need to do is give over the title of your vehicle in exchange for a sum of money. This tends to be between 25% and 50% of your car’s value. You then have a certain time to repay the loan, this tends to be between 15-30 days but might differ depending on the lender. 

    During the time you’re repaying your loan, you are able to drive your vehicle but the lender will hold onto the title. This means if you don’t pay the loan back on time, they can repossess it to get their money back.

    Why might you need a title loan?

    When looking for a title loan in Phoenix, there are many reasons which might lead you to this. Including:

    • You have urgent financial needs that can’t wait, such as an emergency when you need cash as soon as possible. 

    • You might have poor credit and not have another alternative means to getting hold of cash. 

    • You could have short-term cash flow problems which will be fixed once you’re paid but you need some money to tide you over.

    These are some of the main reasons people take out title loans and they’re a very feasible way of helping you get the cash when it’s needed – as long as you can repay it in time. As with any financial decision, it’s vital you stick to the terms and conditions and don’t put yourself in a bad situation. 

    Why opt for a title loan with us?

    Here at Cheap Title Loans, we offer extremely good rates on title loans and will be there for you every step of the way. Our knowledgeable and experienced team don’t just know what they’re talking about, but also will offer service with a smile. To find out more and get your title loan in Phoenix, get in touch with us via our website or phone.

    Low Interest Title Loans For Phoenix FAQ

    What is an auto title loan?

    An auto title loan is a secured loan type where borrowers use their car, truck, or vehicle as collateral. 

    When obtaining an auto title loan borrowers allow a lender to place a lien on their vehicle in exchange for an agreed loan amount.

    Not to be confused with a payday loan or registration loan, auto title loans are a straightforward approach to receiving cash today! 

    Do auto title loans require a credit check?

    No, auto title loans do not require a credit check because you are securing your loan amount by borrowing against the title of a vehicle you own. 

    Note: Cheap Title Loans does offer loan amounts based on credit verification requirements. Call us today for more information.

    What vehicles can I get an auto title loan for?

    You can get an auto title loan for any vehicles that you own and do not have a previous lienholder. Vehicle types include cars, motorcycles, RV’s, trucks, and more! Give us a call today to inquire about other vehicle types!

    Is it hard to get an auto title loan?

    No, it is not hard to get an auto title loan. At Cheap Title Loans, our 10-Minute approval process will have you in and out the door with cash in hand! 

    Unlike other loan types, we do not require you to have employment and do not perform credit checks because you are borrowing against the value of your vehicle.

    What is the interest rate of a title loan?

    At Cheap Title Loans the interest rate for your auto title loan is a 6% MPR. We offer the lowest interest rate in Tucson with cash in hand today!

    Title Loans For Local Phoenix Residents

    We provide title loans in Marana, Vail, Oro Valley, Green Valley, Picture Rocks and more!